Terms and Conditions

1. Acceptance of Terms

By accessing or using the May Phuloi website, tools, or services (collectively, the "Service"), you agree to be bound by these Terms. If you do not agree with any part of these Terms, you must not use the Service.

2. Description of Service

May Phuloi provides AI-guided data analysis tools intended to help users interpret financial and business data more clearly. The Service is provided for informational purposes and does not constitute professional financial, legal, accounting, or investment advice. You are solely responsible for any decisions made based on information or outputs obtained through the Service.

3. Eligibility

You must be at least 18 years of age, or the age of legal majority in your jurisdiction, to use the Service. By using the Service, you represent and warrant that you meet this requirement and that you have the legal capacity to enter into these Terms.

4. Account Responsibilities

If the Service requires you to create an account, you are responsible for maintaining the confidentiality of your login credentials and for all activity that occurs under your account. You agree to notify us promptly of any unauthorized use of your account.

5. Acceptable Use

You agree not to use the Service in any way that:

• Violates any applicable law, regulation, or third-party right;
• Attempts to reverse-engineer, disrupt, or interfere with the Service's underlying systems;
• Involves uploading data you do not have the right to share;
• Is intended to defraud, mislead, or harm May Phuloi or any other party;
• Introduces malicious code, bots, or automated scraping tools without authorization.

6. Data and Content Submitted by You

You retain ownership of any data, files, or content you submit to the Service ("User Content"). By submitting User Content, you grant May Phuloi a limited, non-exclusive license to process that content solely for the purpose of providing and improving the Service. You represent that you have all necessary rights to submit such content.

7. Intellectual Property

All rights, title, and interest in and to the Service, including its design, software, text, graphics, and underlying technology, are owned by May Phuloi or its licensors. Nothing in these Terms grants you any right to use May Phuloi's trademarks, logos, or branding without prior written consent.

8. Fees and Payment

If the Service includes paid features or subscriptions, applicable fees will be disclosed at the point of purchase. Unless otherwise stated, fees are non-refundable. May Phuloi reserves the right to modify pricing with reasonable advance notice.

9. No Professional Advice Disclaimer

The Service is designed to assist with data interpretation and analysis but does not replace the judgment of a qualified financial advisor, accountant, or legal professional. May Phuloi makes no guarantee as to the accuracy, completeness, or suitability of any output for your particular circumstances. You should independently verify any information before acting on it.

10. Limitation of Liability

To the fullest extent permitted by applicable law, May Phuloi and its affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits, revenue, data, or goodwill, arising from or related to your use of, or inability to use, the Service, even if advised of the possibility of such damages.

11. Indemnification

You agree to indemnify and hold harmless May Phuloi, its officers, employees, and partners from any claims, damages, liabilities, or expenses arising out of your use of the Service, your violation of these Terms, or your infringement of any third-party rights.

12. Termination

May Phuloi reserves the right to suspend or terminate your access to the Service at any time, with or without notice, for conduct that violates these Terms or is otherwise harmful to other users, third parties, or the Service itself.

13. Changes to the Service and Terms

We may modify, suspend, or discontinue any part of the Service at any time. We may also update these Terms periodically. Continued use of the Service after changes take effect constitutes acceptance of the revised Terms. We recommend reviewing this page periodically.

14. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the applicable jurisdiction in which May Phuloi operates, without regard to conflict of law principles. [Insert specific jurisdiction as appropriate.]

15. Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.

16. Contact

If you have any questions about these Terms, please reach out through the contact details provided on our Contact page.

Disclaimer: This Terms and Conditions template is provided for general informational purposes only and does not constitute legal advice. May Phuloi recommends consulting a qualified legal professional to ensure this document meets the specific requirements of your business and jurisdiction before publishing it as final.